Dr.Bhavya Vikas is presently working as an Associate Professor in the Department of Management Studies. BNM Institute of Technology , Bengaluru, She has a Master’s degree in Management from M.S.Ramaiah Institute of Technology , Bengaluru and is awarded Ph.D. in Management Studies on the topic “A Study on Evaluation of Management Practices of Microfinance Institutions - A Critical Analysis of Institutions across Karnataka” from Sri Padmavati Mahila Visvavidyalayam (Women’s University). Tirupati. She has more than a decade of teaching experience. She is an avid researcher and has published articles in national and international journals and has presented papers in national and international Conferences.