Dr. Dhiraj Sharma holds three masters in the area of Finance, Commerce and Business Administration respectively. He is a doctorate in the area of Banking and many researchers are doing their M.Phil. and Ph.D. under his guidance. He has twelve books and dozens of published research papers to his credit. Many of his books are serving as text and reference books for many post-graduate courses. He has independently developed many course books for several institutions notably among them are: Punjab University, Chandigarh; All India Management Association (AIMA), New Delhi; Indian Institute of Materials Management (IIMM), Navi Mumbai; Bangalore University, Bangalore; Zentex Solutions, New Delhi etc. Many of his papers and articles have been published and acclaimed in the reputed national research journals and also on US web portals. He has also worked as Managing Editor for a refereed national research journal for over a period of five years. He is actively involved in writing, teaching and research for the last fifteen years.