O.C. Rana, MBA (Finance), M.A. (Economics), CAIIB and pursuing Ph.D. (Management) is presently Director (Training and Placement) cum Assistant Professor (Management) in Sri Sai University Palampur (HP). He is former Assistant General Manager, State Bank of India and Chairman, Regional Rural Bank (PGB). He is Certified Associate of Indian Institute of Banking and Finance. His professional qualifications include certificates in Cooperative Management, Rural Banking, Banking Oriented Hindi and Swift and Net Surf. He is an elected Associate Member of Indian Institute of Bankers and Finance. He is member Editorial Advisory and Reviewer / Associate Editor, Pezzottaite Journals. He has been exposed to various training programmes in Management, Finance, HRM, Marketing Risk Awareness, RTI, Investment Management, ALM, Teachnology Orientation, Chairmen RRBs in State Bank Academy, Bankers Institute of Rural development, State Bank Institute of Information Communication Management and RBI College. He has rich experience of 39 years in banking industry and teaching in various capacities. He has rich experience of 39 years in banking industry and teaching in various capacities. He has attended many national level conferences and presented research papers including in Microfinance. MSMEs, IRDP, PMRY, PMEGP, etc. in Himachal Pradesh Institute of Public Administration, Cooperatives Training Institutes, R-SETI and DIC Training forums. His talks in Banking Advances and RRB programmes have been telecasted in Doordashan and Television Channel. He has passion for teaching, training, writing and research. He teaches Post Graduate Management classes for subjects in Microfinance, Financial Management, Research Methodology, Business Environment, International Business Environment and Finance, Organizational Behaviour, Industrial Psychology, Training and Development, etc.