Prafulla Kumar Swain is a Professor of Management at Institute of Business and Computer Studies, Faculty of Management, Siksha "O" Anusandhan (Deemed To Be) University, Bhubaneswar, Odisha, India. He is an M.Com, M.Phil., and Fellow Member of Institute of Cost and Works Accountants of India, Kolkata, His research endeavour on "Plastic Money: The Performance, Problems and Prospective" is an excellent contribution to the world of finance. He has got 20 years rich industrial experience in the field of Finance, Accounts, Taxation and Auditing. He has more than ten years teaching experience in Management Studies at the postgraduate level His areas of specialisation are - Strategic Management, Financial Management, Financial Derivatives, Tax (Direct and Indirect) Management and Cost and Management Accounting. He has authored the books like - A New Approach to Business Mathematics and Statistics, A New Approach to Cost Accounting and Fundamentals of Quantitative Techniques. He has organised a series of Seminars (National and International) and workshops in the emerging areas of Finance, Marketing and Human Resource Management. He conveys two messages to the student`s community: • Take the risk, manage strategically and enjoy the result. • Be Happy and Keep Others Happy.