Dr. Divya Nigam, Head, Department of Business Finance, International College of Girls, Jaipur, has had luminous academic attainments to her credit having all through first class career and doctored in the field of Indian Financial Institutions in 1998 from Banaras Hindu University. Dr. Nigam has been avidly associated with teaching financial markets and financial institutions and guiding doctoral dissertations. Dr. Nigam has published a slew of research papers in leading journals and periodicals of the country.