Dr. T.A. Jayachitra is currently working as Assistant Professor in the Department of Economics with Avinashilingam Institute for Home Science for Women, Coimbatore. She holds her Ph.D. in the area of Banking and Finance. Her major areas of interest being research, has participated in various national and international level conferences. With her area of expertise in econometrics, she has published over 15 research papers in various national and internationally published journals. She is a recipient of ICSSR scholarship for her research activity.