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Banking in India (MP Univ)


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The curriculum for Higher Education in the State of Madhya Pradesh for the commerce stream has been completely restructured introducing many compulsory elective subject to be taken up by the students according to their aptitude and career planning. One such subject is ‘BANKING IN INDIA’ comprising of various aspects of commercial banking in India, beginning with their origin and ending with the reforms. Today, vast changes have taken place in the field of banking due to far reaching economic and financial reforms introduced in India. In the aftermath of this changing financial scenario, the students of commerce are badly in need of a suitable text book covering all these aspects including the latest developments in the field of banking.

Though a member of text books are available on these areas, it is very difficult to find a text book covering the entire redesigned syllabus of ‘BANKING IN INDIA’ in one book. Realising the imperative need to bring out a suitable book on ‘BANKING IN INDIA’ tailored to meet the specific requirement of students of universities of Madhya Pradesh, a modest attempt has been made to present this edition in the hands of the academic community. The specialty of this book is that all matters pertaining to the entire syllabus have been presented in a lucid and simple manner. All recent developments have been covered with the latest data. Above all, it is most students friendly.

To enable the students to test their knowledge, understanding and application of the subject, various types of question have been given at the end of each chapter. We are very confident that this book serve as an invaluable academic treasure for both students and teacher. This book owes its consummation to various distinguished personalities who have expressed their view on this subject in various book, journals, magazines and news papers.


Contents :

1. Indian Banking System
2. Functions of Commercial Banks
3. Indigenous Banking
4. Different Types of Banks and Nationalistion of Commercial Banks
5. Development Banking
6. Reserve Bank of India
7. The Banking Regulation Act, 1949
8. Privatisation of Banks
9. Banking Sector Reforms


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Dr. K. Natarajan,

Prof. E. Gordon


Himalaya pub