The study of banking is receiving an increasing attention in recent times at the hands of academicians necessitating its inclusion as a core subject in the Commerce curriculum of many universities. In this context, the Bengaluru University has taken a right step by incorporating banking, as a subject of thrust area for the Commerce stream.
As usual, the banking scenario in India is changing fast to keep pace with the modern technology and also the international banking practice. Indeed, the Indian banking has ushered in a new dawn of progress on the Indian horizon and it has become the lifeline of nation and the people. The students of banking, therefore, must be exposed not only to the theoretical aspects of banking but also to their day-to-day operations. The impact of modern technology has made them offer innumerable and innovative services to their customers whose expectations are ever increasing. Hence, the students of Commerce are badly in need of a suitable textbook covering all these aspects incorporating therein the latest developments in the respective fields.
Realising the imperative need to bring out a suitable book on ‘Banking Operations And Innovations’ tailored to meet the specific requirements of the students of Bengaluru University, a modest attempt has been made to present this edition in the hands of the academic community – both the teachers and the taughts. All matters have been presented in a lucid manner and in simple language. All the topics have been logically arranged and analytically discussed, along with the latest statistical information from authentic sources. The special features of this book is that it is most student-friendly with clarity of thought and self-explanation. No doubt, this book will serve as an invaluable guide to all those who intend to achieve excellence in the field of banking including the professionals.
Contents –
1. Banker and Customer
2. Special Types of Customers
3. Collecting Banker
4. Paying Banker
5. Crossing
6. Endorsement
7. Bank Lending
8. Non-performing Assets (NPAs)
9. Banking Innovations
Skill Development
