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Introduction to Financial Services(Sem 3, BCom Mumbai Univ)

155.00

We have great pleasure in presenting First edition “Introduction to Financial Services” written for students of UG courses. The related matters are written in a simple and easily understandable.

This volume is an attempt to provide the students with thorough understanding of Introduction to Financial Services. We have presented the subject matter in a systematic manner with liberal use of charts and diagrams where ever necessary so as to make it interesting and sustain students’ interest.

Contents –

Module – 1 Foundations of Financial Services
1. Introduction to Financial Services
Definition of Financial Services
Scope of Financial Services
Importance of Financial Services
Evolution of the Financial System
2.Functions of the Financial System
Mobilization of Savings
Allocation of Funds
Risk Management
Payment Mechanism
Information Provision
3.Key Participants in the Financial System
Savers
Borrowers
Intermediaries
4.Types of Financial Intermediaries
Depository Institutions
Banks
Credit Unions
Contractual Savings Institutions
Fill in the Blanks
Multiple Choice Questions (MCQ)
Review Questions

Module – 2 Financial Markets
1.Introduction to Financial Markets
Definition of Financial Markets
Types of Financial Markets
Functions of Financial Markets
2.Money Market
Instruments
Participants
Role
Treasury Bills
Participants
Role
Commercial Paper
Participants
Role
Certificates of Deposit
Participants
Role
Call Money
Participants
Role
3. Capital Market
Primary Market (New Issues Market, IPOs, FPOs)
Secondary Market and Debt Market
Types of Bonds (Government Bonds, Corporate Bonds)
Features
Significance
4. Equity Market
Types of Shares
Equity
Preference
Features
Significance
Fill in the Blanks
Multiple Choice Questions (MCQ)
Review Questions

Module – 3 Banking and Non-Banking Financial Institutions
1. Commercial Banking
Functions (Accepting Deposits, Lending, Payment Services),
Types of Banks (Public Sector, Private Sector, Foreign Banks).
2. Development Banks
Objectives of Development Banks
Role in Economic Development
Cooperative Banks
Structure of Cooperative Banks
Functions of Cooperative Banks
NPA
3. Small Finance Banks and Payment Banks
Objectives of Small Finance Banks and Payment Banks
Features of Small Finance Banks and Payment Banks
4. Non-Banking Financial Companies (NBFCs)
Definition of NBFCs
Types of NBFCs
Functions of NBFCs
Significance of NBFCs
Fill in the Blanks
Multiple Choice Questions (MCQ)
Review Questions

Module – 4 Regulatory Framework and Emerging Trends in Financial Services
1. Need for Regulation of Financial Services
Key Regulatory Bodies in India Reserve Bank of India (RBI)
Securities and Exchange Board of India (SEBI)
Insurance Regulatory and Development Authority of India (IRDAI)
Pension Fund Regulatory and Development Authority (PFRDA)
2. Overview of Key Regulations Related to Banking
Capital Markets
Insurance
3. Emerging Trends in Financial Services
Financial Technology (FinTech)
Digital Banking
Mobile Payments
Peer-to-Peer Lending
Crowdfunding
4. Financial Inclusion
Concept of Financial Inclusion
Initiatives in India
Fill in the Blanks
Multiple Choice Questions (MCQ)
Review Questions

ISBN

Year of publication

2025

Edition

Pages

Weight

166 (In Grams)

Book Code

Student Dollar Price

6

Type

Author

Dr. Uma Viswajit Tanwar,

Prof. Monideepa Das,

Prof. Preety Upadhyay,

Sunil Lalchandani,

Varun Jashnani

Publisher

Himalaya pub