Bijoy Bhusan Bhattacharyya is an M.A. in Economics and L.B. from University of Calcutta. He has been a Banker by profession and was with Bank of India for four decades with experience in various segments of Banking-operations, administration and teaching. He has worked in seven states of India and also in Singapore as Manager (Credit). He was a faculty with NIBM, Pune in the area of International Banking and Foreign Trade and also principal of one of the staff training colleges of the Bank. Presently, as Dean, Banking he has been teaching Banking, International Finance and macro-economic concepts at Welingkar Institute of Management Development & Research (WeSchool)), Mumbai for the last seven years. He has published many articles in journals of repute and written and presented case studies and also given guest lectures in various institutes of India and abroad.