Mr. Ravi R. Singh Mehta works for Punjab & Sind Bank. He has been on the faculty of the Bank for seven years. He has written a manual of instructions on priority sector credit for his Bank. He is also on the editorial board of a journal of the Bank.He has completed his Ph.D. work on “Impact of Nationalised Bank on Rural Development” at the Punjab University, Chandigarh. He has published his M.Litt.thesis on “Rural Leadership”. He has many other books to his credit, including Autobiography of a Cheque and Sociology of Banking.Mr. Mehta has also published many articles on training methodology and banking in London. Manchester and Dhaka, and in India too.